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Home > Insurance Division > Bureau of Fraud Deterrence Enforcement Activity > 2019
2019 Executed Consent Orders
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April

Ralph Dinizo, dba, Trusdale Nursey, LLC, Garwood, NJ
Order #16-51385-04, April 16, 2019
Respondent, Ralph Dinizo, dba, Trusdale Nursery LLC, knowingly submitted false and misleading statements to New Jersey Manufacturers Insurance Company in support of an auto property damage claim dated November 20, 2015.  Specifically, Mr. Dinizo submitted a fabricated invoice and reimbursement check for a thirty (30) day truck rental, when in fact he rented this vehicle for three (3) days.
Civil Penalty: $3,500

Jason L. Torres, New York, NY
Order #17-51769-04, April 2, 2019
Respondent, Jason Torres, knowingly made false and misleading statements to CURE Insurance Company on March 27, 2017 in relation to a claim, specifically, by reporting he was in a motor vehicle accident on March 26, 2017 at 4 p.m., when in fact the accident occurred on March 25, 2017 at 1:15 p.m., which is one hour prior to Jason Torres signing the application, and one day prior to the policy inception.
Civil Penalty: $5,000

Perla Ordonez, Newark, NJ
Order #17-54940-03, April 16, 2019
Respondent, Perla Ordonez, knowingly provided false and misleading information to Plymouth Rock Assurance on November 11, 2017 when pursuing an automobile theft claim.  Specifically, Ms. Ordonez reported that her 2015 Kia was stolen, when in fact, she was involved in an at-fault hit and run accident.
Civil Penalty: $3,000

Farhan Memon, Springfield, NJ
Order #18-51042-10, April 16, 2019
Respondent, Farhan Memon, knowingly submitted an altered and fraudulent receipt from The Home Depot to New Jersey Manufactures Insurance Company in support of a homeowners claim for cleaning supplies after a water damage loss.
Civil Penalty: $3,000

Anthony D. Giles, Belleville, NJ
Order #18-51312-04, April 30, 2019
Respondent, Anthony D. Giles, did knowingly provide materially false statements to Progressive Insurance Company, when he reported a First Notice of Loss, as the driver of an insured vehicle for an accident that occurred on February 23, 2018.  Mr. Giles reported that he was cut-off by another vehicle and hit a wall, when in fact an undisclosed driver was driving and struck two parked cars.
Civil Penalty: $3,500

Lafayette Crawford, Jersey City, NJ
Order #18-51353-33, April 16, 2019
Respondent, Lafayette Crawford, did knowingly submit false and misleading information to Liberty Mutual Insurance Company in pursuit of a workers compensation claim.  Specifically, on March 9, 2018, Mr. Crawford claimed he was hurt in the performance of his duties, however, video surveillance camera footage observed Mr. Crawford lowering himself onto a wooden pallet, then shouting that he fell and was injured.
Civil Penalty: $5,000

Myra Piscoya, Harrison, NJ
Order #18-51762-04, April 30, 2019
Respondent, Myra Piscoya, knowingly obtained an automobile insurance policy with Progressive Garden State Insurance Company on February 7, 2018 at 11:48 a.m. online under a household member’s name immediately after receiving a call that the household member was involved in a motor vehicle accident at 11:27 a.m.
Civil Penalty: $2,000

Syed Ali, Mahwah, NJ
Order #18-54107-35, April 16, 2019
Respondent, Syed Ali, knowingly provided false and misleading information on a Statement of No Loss to Progressive Garden State Insurance Company, specifically, by indicating that he was not involved in any accidents between September 4, 2018 at 12:00 a.m. and September 25, 2018 at 3:59 p.m., when in fact, he was involved in a motor vehicle accident on September 25, 2018 at 2:37 p.m.
Civil Penalty: $2,500

Mariah M. Carriel, Lyndhurst, NJ
Order #18-54333-35, April 30, 2019
Respondent, Mariah M. Carriel, knowingly provided a materially false statement to CURE Auto Insurance Company on an automobile insurance policy application dated February 13, 2016, also on subsequent renewals dated February 13, 2017 and on February 13, 2018. Specifically, Ms. Carriel knowingly failed to disclose all household members and resident drivers.
Civil Penalty: $1,500

Charles A. Fanelli, Belleville, NJ
Order #18-55201-35, April 16, 2019
Respondent, Charles A. Fanelli, knowingly provided false and misleading statements on a Policy Renewal Questionnaire dated September 1, 2016 to New Jersey Manufacturers Insurance Company.  Specifically, Mr. Fanelli did not disclose his son as a resident driver.
Civil Penalty: $1,500

Andrea Clark, Willingboro, NJ
Order #15-53127-04, April 16, 2019
Respondent, Andrea Clark, did knowingly provide materially false information to USAA Casualty Insurance Company on March 4, 2015 by indicating a loss had occurred on March 1, 2015, when in fact, the loss occurred on January 16, 2015, prior to her policy being reinstated.
Civil Penalty: $2,500

Alan J. Levitsky, Pennsville, NJ
Order #17-51975-40, April 5, 2019
Respondent, Alan J. Levitsky, t/a N & H Levitsky, Inc., and d/b/a AJ's Tavern, did knowingly provide materially false information to New Jersey Casualty Insurance Company during an inspection on or about December 15, 2015; a three (3) month audit on February 26, 2016; and during a cancellation audit on or about April 12, 2016, by failing to disclose the appropriate number of employees.
Civil Penalty: $5,000

Damian Sterling, Metuchen, NJ
Order #18-54627-35, April 8, 2019
Respondent, Damian Sterling, knowingly provided materially false and misleading information to Progressive Insurance Company during a Statement of No Loss stating that no person or vehicle listed on the policy was involved in an accident or loss between the dates the policy was canceled for non-payment on September 4, 2018 and the Statement of No Loss on September 28, 2018, when in fact, the respondent was involved in an automobile accident on September 27, 2018.
Civil Penalty: $2,000

Dr. Faisal Mahmood, MD, Franklin Lakes, NJ
Order #18-55115-24, April 16, 2019
Respondent, Dr. Faisal Mahmood, MD, did knowingly compose a false medical record of an Operative Report for a January 5, 2018 surgery that in fact, did not take place.  Dr. Mahmood then submitted claims to New Jersey CURE Insurance Company, for both surgeon and assistant surgeon fees and included the falsified medical report, in order to substantiate the claims.
Civil Penalty: $10,000

 
March

Donald Blake, Maywood, NJ
Order #14-51568-22, March 7, 2019
Respondent, Donald Blake, knowingly provided false and misleading information to Household Life Insurance Company in support of a death claim for an individual falsely identified on a term life insurance policy for a November 14, 2013 loss.
Civil Penalty: $5,000

Samuel Pellot, Guttenberg, NJ
Order #17-54800-04, March 15, 2019
Respondent, Samuel Pellot, did knowingly provide materially false information to Farmers Insurance on November 3, 2017, by submitting a document purported to be an invoice from TJ Auto Repair in the amount of $2,650, that he knew to be a forgery.
Civil Penalty: $1,500

James Menoutis, Somerset, NJ
Order #17-54908-47, March 20, 2019
Respondent, James Menoutis, knowingly provided false and misleading information to Nationwide Insurance Company on an application for pet insurance dated June 15, 2017.  Additionally, James Menoutis submitted an altered patient history file that was requested by Nationwide Insurance Company during the claim process.
Civil Penalty: $10,000

Jose Estemera, Clifton, NJ
Order #18-52156-35, March 12, 2019
Respondent, Jose Estemera, knowingly provided materially false and misleading information to New Jersey Manufacturers Insurance Company on his renewal questionnaire application for automobile insurance dated December 26, 2016 by failing to disclose a licensed household resident.
Civil Penalty: $1,500

John Graber, Sicklerville, NJ
Order #15-54071-07, March 11, 2019
Respondent, John Graber, did knowingly provide materially false information to Government Employees Insurance Company (GEICO) in an examination under oath on September 15, 2015, by stating that he had not worked as a wrestler after his accident on May 31, 2015, when, in fact, he had.
Civil Penalty: $3,500

Christopher S. Egan, Newfield, NJ
Order #17-54812-14, March 6, 2019
Respondent, Christopher S. Egan, did knowingly present materially false statements to Cumberland Mutual Fire Insurance Company, on or about June 15, 2016, by submitting seven (7) fraudulent invoices from J & D Furniture, Vineland, NJ, marked "PAID", knowing the furniture was never purchased.
Civil Penalty: $5,000

Alexis Glass, Williamstown, NJ
Order #17-54888-04, March 6, 2019
Respondent, Alexis Glass, did knowingly make material false statements to Drive New Jersey Insurance Company in support of her claim by indicating the date of loss to be December 3, 2017, when in fact, the actual date of loss was November 23, 2017, which was prior to the policy inception.
Civil Penalty: $3,000

Odette Massenat, Trenton, NJ
Order #18-52873-35, March 6, 2019
Respondent, Odette Massenat, did knowingly supply material false information on an application for automobile insurance to Progressive Garden State Insurance Company on August 10, 2017, and April 4, 2018, by acknowledging she was the owner and resident driver of the insured vehicle, when in fact, the vehicle was titled and registered to another individual.
Civil Penalty: $1,500

Vertulie Massenat, Trenton, NJ
Order #18-52873-35, March 6, 2019
Respondent, Vertulie Massenat, knowingly provided materially false information to Progressive Garden State Insurance Company on the original application dated August 10, 2017, and the declaration page dated April 4, 2018, by failing to disclose she was the primary driver of the insured vehicle listed on that policy.
Civil Penalty: $1,500

David Venafra, Bellmawr, NJ
Order #18-53099-04, March 11, 2019
Respondent, David Venafra, did knowingly provide materially false information to Progressive Garden State Insurance Company when electronically signing a statement of no loss on July 1, 2018 at 12:18 a.m., by indicating that no damage or theft occurred to any vehicle listed on his policy during the lapse period, knowing that damage had occurred to his vehicle when he was involved in an accident on July 1, 2018 at 12:02 a.m.
Civil Penalty: $1,500

Janiya Little, Woodbury, NJ
Order #18-53848-04, March 6, 2019
Respondent, Janiya Little, did knowingly make a material misrepresentation to Progressive Group of Insurance Companies on September 10, 2018, by submitting an altered police report in an attempt to secure insurance coverage for an accident that occurred prior to the effective date and time of that policy.
Civil Penalty: $3,000

Walter Lopez, Bogota, NJ
Order #17-50808-40, March 6, 2019
Respondent, Walter Lopez, representing Sima Peintin, Inc., knowingly and willfully, provided false and misleading information in order to obtain a commercial insurance policy and a workers compensation policy with Farmers Mutual Fire Insurance Company of Salem County on September 22, 2015.  Specifically, providing a false company address, stating the type of work to be performed, the location of work to be performed and the number of employees, enabling this company to obtain insurance policies that they were not entitled to.
Civil Penalty: $3,500

Miriam Madrid, dba, Sima Peintin, Inc., Bogota, NJ
Order #17-50808-40, March 6, 2019
Respondent, Miriam Madrid, owner of Sima Peintin, Inc., knowingly and willfully conspired with and allowed a representative of this company to give false and misleading information to obtain a commercial insurance policy and a workers compensation policy with Farmers Mutual Fire Insurance Company of Salem on September 22, 2015.  Specifically, they provided a false company address, falsely stated the type of work to be performed, and the location of work to be performed along with the number of employees, enabling this company to obtain insurance policies that they were not entitled to.
Civil Penalty: $3,000

Donald B. Ormsby, Edgewater, NJ
Order #17-52639-35, March 15, 2019
Respondent, Donald B. Ormsby, knowingly provided false and misleading statements on New Jersey Manufacturers Insurance Company policy renewal questionnaires dated July 24, 2015, and July 29, 2016, specifically, by failing to disclose the correct garaging location of a policy vehicle, as well as the correct residence of a licensed permitted driver.
Civil Penalty: $2,000

Theodore Gerideau, Newark, NJ
Order #17-54217-04, March 27, 2019
Respondent, Theodore Gerideau, knowingly provided false and misleading information to Progressive Insurance Company on a statement of no loss.  Specifically, Mr. Gerideau stated that the policy vehicle was not involved in any accidents during the policy lapse period from September 28, 2017 to October 3, 2017 at 11:42 a.m., when in fact Mr. Gerideau was driving the policy vehicle when it was involved in an accident earlier on October 3, 2017.
Civil Penalty: $3,500

Miguel Cosme, Newark, NJ
Order #17-54868-04, March 6, 2019
Respondent, Miguel Cosme, knowingly provided false and misleading information to Progressive Group of Insurance Companies on a statement of no loss dated October 23, 2017.  Specifically, Mr. Cosme indicated that there was no motor vehicle accident during the policy lapse period, when in fact his vehicle was involved in an accident on October 22, 2017.
Civil Penalty: $3,500

Julio Delacruz, Bogota, NJ
Order #18-51431-03, March 27, 2019
Respondent, Julio Delacruz, knowingly made false and misleading statements to Travelers Insurance Company on January 15, 2018, in relation to a claim, specifically, by reporting that his vehicle had been stolen, when in fact he knew it had not been stolen, and he was in an accident in said vehicle then fled the scene.
Civil Penalty: $5,000

Ismael Guzman, Elizabeth, NJ
Order #18-51929-35, March 27, 2019
Respondent, Ismael Guzman, knowingly supplied false and misleading statements on a policy renewal with Mid-Century Insurance (Farmers Insurance Exchange) dated February 27, 2018, specifically, by failing to indicate that his policy vehicle was being used in a commercial/livery capacity.
Civil Penalty: $2,500

Yanilsa Cabrera, Jersey City, NJ
Order #18-52631-35, March 6, 2019
Respondent, Yanilsa Cabrera, knowingly conspired to fraudulently obtain automobile insurance from Progressive Insurance Company dated February 23, 2018.  Specifically, Ms. Cabrera had her friend insure her personal vehicle to obtain a lower premium.
Civil Penalty: $1,500

Debora Gonzalez, Union City, NJ
Order #18-52631-35, March 6, 2019
Respondent, Debora Gonzalez, knowingly, conspired with a friend to fraudulently obtain automobile insurance from Progressive Insurance Company dated February 23, 2018.  Specifically, Ms. Gonzalez stated that she owned, insured, operated and garaged the policy vehicle, when in fact she did not.
Civil Penalty: $1,500

Ashley Velarde, Newark, NJ
Order #18-52659-35, March 6, 2019
Respondent, Ashley Velarde, knowingly provided false and misleading information to CURE Insurance Company on a personal auto insurance application dated November 30, 2017.  Specifically, Ms. Velarde stated she was the owner of the insured vehicle, when in fact the vehicle was actually owned and operated by another undisclosed household member.
Civil Penalty: $1,500

Ingrid Argueta, Elizabeth, NJ
Order #18-52975-05, March 12, 2019
Respondent, Ingrid Argueta, knowingly supplied false and misleading statements to GEICO Insurance Company on a Personal Injury Protection (PIP) and Bodily Injury (BI) claim involving a October 15, 2016 motor vehicle accident.  Specifically, Ms. Argueta falsely stated that she was an injured occupant involved in the accident, when in fact she was not in the vehicle at the time of the loss.
Civil Penalty: $2,500

Manuel J. Castro, Woodside, NY
Order #18-52998-31, March 6, 2019
Respondent, Manuel J. Castro, knowingly provided false and misleading information to GEICO Insurance Company as well as on his Plymouth Rock Assurance automobile insurance application policy dated May 1, 2018.  Specifically, Mr. Castro stated his residence was in Jersey City, NJ, when he actually resided in Woodside, NY, where he garaged his vehicle. 
Civil Penalty: $2,500

Michael D. Feldman, Chatham, NJ
Order #18-53611-04, March 12, 2019
Respondent, Michael Feldman, knowingly provided false and misleading information to Allstate Insurance Company in pursuit of an auto property damage claim.  Specifically, Michael Feldman stated that damage to his 2016 Volkswagen Jetta was entirely from an accident on July 6, 2018, when in fact there was damage from prior accidents.
Civil Penalty: $3,000

German Vera-Centurion, Basking Ridge, NJ
Order #18-54001-35, March 27, 2019
Respondent, German Vera-Centurion, knowingly provided materially false and misleading information to Progressive Insurance Company on an auto application dated March 10, 2018.  Specifically, Mr. Vera-Centurion did not disclose additional household members.
Civil Penalty: $1,500

Sibel Cengiz, Kearny, NJ
Order #18-54688-04, March 12, 2019
Respondent, Sibel Cengiz, knowingly provided false and misleading statements on an auto property damage claim with New Jersey Manufacturers Insurance Company, dated August 31, 2018, specifically, by stating that a policy vehicle was hit while parked and unoccupied, when in fact, it was not.
Civil Penalty: $3,000

 
February

Alisa Mezey, Bloomingburg, NY
Order #15-51578-04, February 4, 2019
Respondent, Alisa Mezey, knowingly presented written and oral statements included in the claims submitted to Travelers Insurance Company for date of loss of December 16, 2014, Bristol West/Farmers Insurance Company for date of loss of March 6, 2015, and Plymouth Rock Insurance Company for date of loss of September 16, 2015, claiming the same damage to her vehicle in all three claims.
Civil Penalty: $10,000

Janis Reddick, Newark, NJ
Order #18-52591-35, February 8, 2019
Respondent, Janis Reddick, knowingly provided false and misleading information to Progressive Insurance Company on April 2, 2018, by failing to disclose a licensed household member on an application for automobile insurance.
Civil Penalty: $1,500

Leslie James, Somerset, NJ
Order #18-53160-47, February 21, 2019
Respondent, Leslie James, knowingly provided materially false and misleading information to Nationwide Mutual Insurance Company when she submitted an altered Banfield Pet Hospital invoice in support of her pet insurance claim for benefits for a treatment date of February 1, 2018.
Civil Penalty: $2,500

Kevon T. Levant, Union, NJ
Order #17-53744-03, February 5, 2019
Respondent, Kevon T. Levant, knowingly provided false and misleading information to Progressive Insurance Company when pursuing an auto theft claim.  Specifically, Mr. Levant reported his vehicle carjacked on September 4, 2017, when in fact he was involved in a motor vehicle accident on September 3, 2017.
Civil Penalty: $2,500

Tehquerra Warren, Brooklyn, NY
Order #18-51161-31, February 5, 2019
Respondent, Tehquerra Warren, knowingly made false statements on her Progressive automobile insurance application dated January 19, 2018, by not disclosing her true residence and garaging location of the insured vehicle.  Specifically, Ms. Warren stated that she resided in Jersey City, NJ, when in fact she resided in Brooklyn, NY.
Civil Penalty: $2,500

Arsen Lusher, Millstone Township, NJ
Order #15-55105-03, February 19, 2019
Respondent, Arsen Lusher, conspired with another individual to knowingly provide materially false information to Progressive Garden State Insurance Company, in support of an automobile theft claim on multiple occasions by stating that they had both sets of keys to their 2013 BMW in their possession the entire time the BMW was parked in Staten Island, NY, from October 1, 2015 until October 5, 2015, knowing that one of the keys was not in their possession, as it was used to start the vehicle on October 3, 2015 at 11:37 p.m.
Civil Penalty: $5,000

Karina Pismichenko, Millstone Township, NJ
Order #15-55105-03, February 19, 2019
Respondent, Karina Pismichenko, conspired with another individual to knowingly provide materially false information to Progressive Garden State Insurance Company, in support of an automobile theft claim on multiple occasions by stating that they had both sets of keys to their 2013 BMW in their possession the entire time the BMW was parked in Staten Island, NY, from October 1, 2015 until October 5, 2015, knowing that one of the keys was not in their possession, as it was used to start the vehicle on October 3, 2015 at 11:37 p.m.
Civil Penalty: $5,000

Darla C. Washington, Atlantic City, NJ
Order #16-51455-04, February 19, 2019
Respondent, Darla C. Washington, knowingly made materially false statements to Progressive Garden State Insurance Company in support of her claim, by indicating the date of loss to be February 11, 2016, when in fact, the actual date of loss was February 8, 2016, which was prior to the coverage being added.
Civil Penalty: $3,500

Ankiea Bond, Camden, NJ
Order #18-51449-04, February 5, 2019
Respondent, Ankiea Bond, did knowingly make a materially false statement to Esurance Insurance Company on March 28, 2018, by reporting that her vehicle was damaged on March 26, 2018, when in fact, the damage was present on the vehicle prior to her obtaining coverage.
Civil Penalty: $2,500

Marianne DiGiaro, Asbury Park, NJ
Order #18-53834-47, February 19, 2019
Respondent, Marianne DiGiaro, did knowingly submit two false and misleading claim forms to Nationwide Mutual Insurance Company for dates of service of June 28, 2018 and July 31, 2018, containing information that listed she paid more for the services than she actually did.
Civil Penalty: $1,500

Jibrill Johnson, Maple Shade, NJ
Order #18-54190-04, February 5, 2019
Respondent, Jibrill Johnson, did knowingly provide materially false information to Progressive Group of Insurance Companies on October 17, 2018 by indicating that the loss occurred at 6:28 p.m., when in fact, the loss occurred at 5:30 p.m. prior to the policy's inception.
Civil Penalty: $2,500

Frank Reyes-Moreta, Ventnor City, NJ
Order #18-54422-04, February 19, 2019
Respondent, Frank Reyes-Moreta, knowingly made materially false statements to GEICO Indemnity Company in support of his claim, by indicating the date of loss to be October 28, 2018, when in fact, the actual date of loss was October 27, 2018, which was prior to the coverage being added.
Civil Penalty: $5,000

 
January

Rolando R. Larancuente, Jr., Paterson, NJ
Order #14-52710-03, January 8, 2019
Respondent, Rolando R. Larancuente, Jr., did provide a materially false statement to Amica Insurance, specifically, that a 2006 Honda Civic was stolen and sustained damage when in fact, the parts were taken off the vehicle.
Civil Penalty: $1,500

Lana M. D’Amico, Sicklerville, NJ
Order #14-52714-41, January 17, 2019
Respondent, Lana M. D'Amico, did provide materially false work notes dated July 11, 2014 and July 24, 2014 to Liberty Mutual, purportedly from her treating physician's office, excusing her from work. In fact, she was already discharged from her doctor's care on March 28, 2014.
Civil Penalty: $1,500

Jorge Pozo-Chamorro, Newark, NJ
Order #16-52564-48, January 17, 2019
Respondent, Jorge Pozo-Chamorro, did knowingly provide materially false information on an initial application and declarations with GEICO from April 7, 2007 to March 28, 2017, specifically, by falsely claiming he resided in Washington State, when in fact, he had resided in New Jersey and principally garaged his vehicle in New Jersey.
Civil Penalty: $5,000

Isabel M. Bulhao, Long Branch, NJ
Order #17-50159-38, January 7, 2019
Respondent, Isabel M. Bulhao, knowingly provided false and misleading information to Progressive Insurance Company on July 31, 2014, when completing an application for commercial automobile insurance, and again on July 28, 2015, when a second vehicle was added to the policy.  Specifically, Isabel M. Bulhao failed to disclose her husband as an employee and operator of the tow trucks on the policy.
Civil Penalty: $1,500

Pedro Bulhao, Long Branch, NJ
Order #17-50159-38, January 7, 2019
Respondent, Pedro Bulhao, knowingly provided false and misleading information to Progressive Insurance Company during the claim process, on March 9, 2016, in a recorded interview where he stated he wasn't the driver of a policy vehicle.
Civil Penalty: $1,500

Patricia Montgomery, Springfield, NJ
Order #17-52640-10, January 17, 2019
Respondent, Patricia Montgomery, knowingly provided false and misleading information to United Services Automobile Association (USAA), when she filed a homeowner's property damage claim in reference to water damage.  Specifically, on May 25, 2017 and May 31, 2017, Patricia Montgomery submitted two falsified receipts for repairs to her mink jacket (May 31, 2017) and a receipt for a computer diagnostic (May 25, 2017) in support of the claim.
Civil Penalty: $5,000

Asha Godfrey, Newark, NJ
Order #18-51935-35, January 23, 2019
Respondent, Asha Godfrey, knowingly provided false and misleading information on an auto endorsement dated December 4, 2017.  Ms. Godfrey added a 2009 Acura TL that was not garaged at the policy address.  Additionally, Ms. Godfrey reported that she was the driver in a motor vehicle accident that occurred on January 3, 2018, when in fact she was not.
Civil Penalty: $2,000

Coleen Kelly, Hawthorne, NJ
Order #18-53315-10, January 10, 2019
Respondent, Coleen Kelly, knowingly provided false and misleading information when reporting a homeowners loss to Universal North America Insurance Company dated January 9, 2018.  Specifically, Ms. Kelly knowingly submitted original plumbing repair invoices for reimbursement, instead of the renegotiated invoices, the difference totaling $1,315.
Civil Penalty: $3,000

Samantha Martina, Browns Mills, NJ
Order #17-53900-03, January 30, 2019
Respondent, Samantha Martina, did knowingly make a material misrepresentation to USAA Insurance Company on July 16, 2017, when she reported her vehicle stolen, when, in fact, it was not and she was involved in an at-fault accident.
Civil Penalty: $5,000

Jenna R. Boccia, Absecon, NJ
Order #17-54789-04, January 8, 2019
Respondent, Jenna R. Boccia, did knowingly provide false and misleading information to CURE Auto Insurance Company by submitting a claim for rental reimbursement and misrepresenting the date of the loss to be August 8, 2017, after she added rental reimbursement to her automobile policy knowing she did not have rental reimbursement coverage at the time of the loss on August 7, 2017.
Civil Penalty: $1,500

Luis Lincango-Penaherr, Bound Brook, NJ
Order #18-51883-36, January 30, 2019
Respondent, Luis Lincango-Penaherr, did knowing provide materially false information on an application for a Supplemental Sickness Insurance Policy with Combined Insurance Company of America dated May 2, 2017, by answering "No" to a qualification question, knowing that he had been treated on April 28, 2017 for a listed condition.
Civil Penalty: $3,500

Curtis Johnson, Trenton, NJ
Order #18-52875-04, January 8, 2019
Respondent, Curtis Johnson, did knowingly make a materially false statement to Progressive Auto Insurance Company when he applied for automobile insurance on May 1, 2018, by providing the name of another individual.  Respondent, Curtis Johnson, also made a material misrepresentation when he submitted damage photos from March 25, 2018, during a claim for the loss that occurred in June 2018.
Civil Penalty: $5,000

 
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