| Home > Insurance Division > Life and Health > Life and Health Actuarial > Rate Review |
| Consumer Resources |
| Below is an alphabetical listing of health insurance resources, community health care options, and state and federal programs that may provide coverage or assistance with services or expenses |
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| Catastrophic Illness in Children Relief Fund |
| Assistance for families whose children have an illness or condition otherwise uncovered by insurance, Government programs, etc., for which expenses exceed 10% of the family's income |
| www.state.nj.us/humanservices/cicrf/home/ |
| 800-335-3863 |
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| Charity Care NJ |
| Hospital Care Payment Assistance for uninsured or under insured; ineligible for Government health coverage; meet income and assets eligibility criteria |
| www.state.nj.us/health/charitycare/ |
| 866-588-5696 |
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| CVS Minute Clinic |
| Walk-in clinics; treatment for minor illnesses & injuries; vaccinations; physicals & screenings |
| 866-389-2727 |
| www.minuteclinic.com/NJ/clinics.aspx |
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| COBRA |
| Allows employees and families who lose group insurance coverage to continue it |
| www.dol.gov/dol/topic/health-plans/cobra.htm |
| 866-487-2365 |
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| Dental Clinics |
| www.state.nj.us/health/fhs/oral/index.shtml |
| Dental Directory |
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| Dental Insurance |
| International HealthCare Services 800-468-0608 |
| Horizon Healthcare Dental, Inc. 800-433-6825 |
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| Family Planning Clinics |
| Primary care, preventative care and related health services; education, counseling and medical services that help couples plan their families, and promote the overall health of families |
| www.state.nj.us/health/fhs/ |
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| Federally Qualified Health Centers |
| Federally Qualified Health Centers offer health care services for the uninsured and underinsured, as well as patients with Medicaid, Medicare and private insurance. Call to schedule an appointment - Emergencies will be referred to the closest Emergency Room. |
| nj.gov/health/fhs/primarycare/fqhc/ |
| Find a Federally Qualified Health Center |
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| HealthCare.gov |
| Find Insurance Options; Get Help Using Insurance; The Health Care Law & You; Exploring Your Coverage & Pricing Options; Your Insurance Company & Rate Increases |
| www.healthcare.gov |
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| Individual Health Coverage Program (IHC) |
| For individuals and families without access to employer or Government health insurance benefits |
| www.state.nj.us/dobi/division_insurance/ihcseh/ihcmain.htm |
| 609-292-7272 |
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| Medicaid: Aged, Blind, Disabled |
| Health coverage for those age 65 or older; blind or disabled; unable to afford healthcare; denied SSI or Medicaid because income was too high; lost SSI and waiting for Medicare SSD |
| www.state.nj.us/humanservices/dmahs/clients/medicaid/abd/ |
| www.state.nj.us/humanservices/dmahs/clients/medicaid/abd/abd_fact_sheet.pdf |
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| Medicaid: Maternal Health |
| Health coverage for pregnant residents of NJ who meet income guidelines |
| www.state.nj.us/humanservices/dmahs/clients/medicaid/pregnant/ |
| www.state.nj.us/humanservices/dmahs/clients/medicaid/pregnant/pregnancy_fact_sheet.pdf/a> |
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| Medicaid: Aliens |
| Health coverage for those with a recent medical emergency; age 65 or older; blind; disabled; pregnant; under age 21; caretaker of children under age 18; not eligible for Medicaid as a citizen or legal alien |
| www.state.nj.us/humanservices/dmahs/clients/medicaid/payment/ |
| www.state.nj.us/humanservices/dmahs/clients/medicaid/payment/payment_fact_sheet.pdf |
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| Medicaid: WorkAbility / DiscoverAbility NJ |
| Health coverage for people with disabilities who are working and whose earnings would otherwise make them ineligible for Medicaid |
| www.state.nj.us/humanservices/dds/projects/discoverability/ |
| 888-285-3036 |
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| Medicaid: NJ FamilyCare |
| Health coverage for children age 18 and younger; as well as certain low-income parents/guardians |
| www.njfamilycare.org |
| 800-701-0710 |
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| Medicare |
| Age 65 or older; some disabled people under age 65; people of any age with End-Stage Renal Disease |
| www.medicare.gov |
| 800-633-4227 |
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| Medicare Supplemental - State Assistance Program |
| Medicare beneficiaries with problems or questions about their supplemental health insurance |
www.state.nj.us/humanservices/doas/services/ship/index.html |
| 800-792-8820 |
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| Mental Health Services |
| Promotes opportunities for adults with mental illness to maximize their ability to: seek and obtain treatment; live; work; socialize; and learn in the least restrictive environment with the appropriate therapeutic support |
| www.state.nj.us/humanservices/dmhas/home/ |
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| NJ FamilyCare (Medicaid) |
| Health coverage for children age 18 and younger; as well as certain low-income parents/guardians |
| www.njfamilycare.org |
| 800-701-0710 |
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| Partnership for Prescription Assistance (previously known as Rx4NJ) |
| Free or nearly free prescription medications |
| nj.pparx.org |
| 888-793-6765 |
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| Pharmaceutical Assistance to the Aged and Disabled (PAAD) |
| 65 or older, 18 or younger; receives Social Security Title II Disability benefits; meet income criteria |
| www.state.nj.us/humanservices/doas/services/paad/ |
| 800-792-9745 |
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| Planned Parenthood |
| Access to reproductive health care to all NJ residents, regardless of individual circumstance |
| www.plannedparenthood.org |
| 800-230-7526 |
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| Prescription Assistance (My Rx Advocate) |
| Assistance for uninsured US residents with an income level that presents economic hardship |
| www.myrxadvocate.com |
| 877-331-0362 |
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| Prescription Discount Programs |
| $4 and free drug promotions by large chain stores |
www.ncsl.org/issues-research/health/generic-retail-drug-pricing-and-states.aspx |
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| SHIP (Medicare Supplemental - State Assistance Program) |
| Medicare beneficiaries with problems or questions about their supplemental health insurance |
| www.state.nj.us/humanservices/doas/services/ship/index.html |
| 800-792-8820 |
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| Small Employer Health Benefits Program (SEH) |
| Allows small employers (2-50 employees) to have access to group health insurance plans without regard to the occupation of the group or the health status of any of the group’s members |
| www.state.nj.us/dobi/division_insurance/ihcseh/sehmain.htm |
| 609-292-7272 |
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| Special Child Health Services |
| Assistance for families of children with complex, long-term medical and developmental disabilities |
| www.state.nj.us/health/fhs/sch/index.shtml |
| 609-984-0755 |
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| Temporary Disability |
| Under the New Jersey Law, cash benefits are payable when an individual cannot work because of sickness or injury NOT caused by their job. |
| myleavebenefits.nj.gov/worker/ |
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| Walgreens Take Care Health Clinic |
| Walk-in clinics; treatment for minor illnesses & injuries; vaccinations; physicals & screenings |
| takecarehealth.com |
| 866-825-3227 |
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| Welfare Agencies |
| www.state.nj.us/humanservices/clients/welfare/ |
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| Veterans' Agencies |
| www.state.nj.us/military/veterans/programs.html |
