Navigators and Certified Application Counselors are critical to leading the Get Covered New Jersey Assister community. Certified Application Counselor Designated Organizations (CDOs) oversee Certified Application Counselors (CACs) who are trained to provide free, unbiased help to consumers seeking health insurance coverage options through the Marketplace. Navigators are grantees who are trained and certified by Get Covered New Jersey. CDOs must be approved by GetCoveredNJ prior to individual CACs obtaining Exchange certification.