Federal Financial Help Changes for Open Enrollment 2026

New federal changes are impacting how much consumers will pay for coverage in 2026. Plans and prices change every year, however, due to federally imposed program updates, many consumers will see health plan costs rise in 2026. For more information, visit Featured Updates.

New Customers

Learn how you can shop for a health plan through Get Covered New Jersey. Eight in 10 consumers qualify for financial help.

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Compare Plans and Prices

Before you shop for health coverage, find out if you qualify for financial help to lower your costs. Find which plans have your doctors, and compare plans and prices. You can browse health plans now.

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Existing Marketplace Customers

If you are currently enrolled in a plan through GetCoveredNJ, log in now to update your application and review your plan options. Make sure to update your income, address, household size, and any other changes.

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Where can I get help?

Get free local help applying for health coverage from a certified assister or agent.

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When can I buy insurance?

Open Enrollment for 2026 coverage is here! It is typically the only time of year you can enroll in a health plan unless you have a qualifying life event. Enroll by December 31 for coverage starting January 1. Enroll by January 31 for coverage starting February 1. 

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Where can I find my 1095-A form?

If you had a health plan through GetCoveredNJ in prior years, look for your Form 1095-A in the mail or your secure inbox in the January/February timeframe following your coverage year.

 

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How do I change my information?

Changes in income, residence, or household size can affect your eligibility for financial help. Update your information when a change happens.

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