NJHMFA is expanding its Foreclosure Mediation Assistance Program (FMAP) to include pre-foreclosure counseling.  Receive housing counseling services from an experienced HUD certified counselor free of charge. 

Services may include budget repair, creating an action plan for avoiding foreclosure, information on federal and local assistance, help negotiating with your Lender and, if served with foreclosure, advocating on your behalf in mediation.

View our list of HUD-certified housing counselors.