Official Site of The State of New Jersey
NJ FamilyCare
Qualifying New Jersey residents of any age may be able to get free or low-cost health insurance through New Jersey's publicly funded health insurance program, NJ FamilyCare. It includes people who qualify for Children’s Health Insurance Program (CHIP) or Medicaid.
Eligibility for NJ FamilyCare is based on income and household size, non-citizen status (except for children and pregnant women) and for some consumers between ages 19 and 64, there are other requirements, such as Community Engagement requirements. Find more information here. Residents may enroll in NJ FamilyCare year round.
NOTE: When you apply for coverage through Get Covered New Jersey, you will give income and household information. This will be used to find if you qualify for financial help to lower the cost of your plan. It will also be used to find if you may qualify for NJ FamilyCare. You will not need to fill out more than one application. The Get Covered New Jersey application will tell you if you qualify for Marketplace financial help or may be eligible for NJ FamilyCare.
NJ FamilyCare Income Chart Effective January 1, 2026
If you think you may be eligible for NJ FamilyCare based on your income, you can go directly to the NJ FamilyCare website to apply (njfamilycare.org).
Open Enrollment is almost here!
Get ready to shop for quality health insurance. Open Enrollment begins November 1, but you can compare available 2027 health and dental plans now.
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