Open Enrollment is available between November 1, 2024 and January 31, 2025. You can purchase health care through the Federal Government's Health Care Marketplace. Open Enrollment is also available between November 1, 2024 though January 31, 2025 through New Jersey's Health Care Marketplace.

Federal marketplace: https://www.healthcare.gov

NJ marketplace: https://www.nj.gov/getcoverednj

A New Jersey resident living with HIV is eligible if they are:

• Current ADDP members
• Low-Income
• Uninsured
• Underinsured

Being underinsured means you have insurance coverage, but the limits may not be high enough to cover the full expense of your treatment.

Call 800-353-3232 to connect with a Ryan White Medical Case Manager in your county to fill out an application for HIPP.

• Be an active ADDP member
• Have a marketplace-qualified Silver Plan with a minimum coverage rate of 70%.
• Have an insurance plan with prescription coverage.
• If your insurance was purchased through GetCovered NJ, you must apply for an Advance Premium Tax Credit (APTC) and apply 100% of the APTC to your monthly premium payment. HIPP will pay the final amount after subsidies
• To stay in HIPP, you need medical case management for HIV care coordination and eligibility.
• Report changes in your life circumstances, such as incomes adjustments, to ADDP, HIPP, and GetCovered NJ as they happen. Income changes can affect the amount of subsidy you receive. *Over reported or under reported income can affect a tax credit, tax penalty, or your coverage status.

*Any tax penalties are the sole responsibilty of the person enrolled. The person enrolled is also responsible for remitting any APTC refund to the HIPP/State Treasury. Call 877-613-4533 for more information

If I lose my job, can I get assistance with health insurance?

Call 800-353-3232 to discuss your circumstances with an HIPP representative. They will talk you through your options, but you must act immediately.

What if I bought my own insurance?

HIPP allows you to maintain privately purchased insurance if it meets HIPP provisions. Call an HIPP representative to see if your private insurance is accepted - 800-353-3232.

Once I qualify, how will the program pay my insurance premiums?

New Jersey HIPP staff will work with your employer, former employer, or insurance company to make payments.

If I have insurance through my employer, am I eligible for assistance?

If you qualify, HIPP will cover your portion of the premium.

How long will this be available to me?

The program will pay your health insurance premiums as long as you continue to be eligible for the program and remain active on ADDP.

Does the dependent on my health insurance qualify for premium reimbursement if they are not living with HIV?

This program is only for persons living with HIV.