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    Healthcare and Insurance

    Mental Disorders Are among the Most Prevalent of all Health Conditions

    As stated by Dr. Thom Bornemann, Director of the Mental Health Program at The Carter Center, "We have effective treatments available, but the vast majority of people who need treatments do not get them." According to the Carter Center, much remains to be done. People with mental illnesses still face great stigma and discrimination. The importance of mental health promotion is under-recognized, and insurance providers often do not provide parity for mental health treatment. Considering the fact that mental illness is the leading cause of disability in the United States, disparity for mental health benefits is simply and completely unacceptable.

    The President's New Freedom Commission on Mental Health

    This historic report states that too many Americans are unaware that mental illnesses can be treated and recovery is possible. In fact, a wide array of effective mental health services and treatments are available to allow children and adults to be vital contributors to their communities. Yet, too many people remain unserved, and the consequences can be shattering. In a speech announcing the Commission, President Bush said, "Our country must make a commitment: Americans with mental illness deserve our understanding, and they deserve excellent care. They deserve a health system that treats their illness with the same urgency as a physical illness."

    Mental Illness Is the Leading Cause of Disability

    In fact, it has reached crisis proportions. This groundbreaking study found that mental illnesses (including depression, bipolar disorder, and schizophrenia) account for nearly 25% of all disabilities across major industrialized countries. Unfortunately, several obstacles to achieving the goals set here in the United States by the President and the Commission remain, with stigma leading the pack. Sadly, only one out of two people with a serious form of mental illness seeks treatment for the disorder.

    The Time Has Come for Parity for Mental Health Care

    It was clearly a breakthrough when the first-ever Surgeon General's report on mental illness was released in 1999. However, it speaks volumes about the stigma and discrimination surrounding mental illness when one realizes that the vital role of mental health in all our lives was not officially acknowledged until the eve of the 21st century.

    The Issue of Health Care and Insurance in our Nation Is at a Tipping Point

    In our nation is at a tipping point This issue is in dire need of re-evaluation. It will likely take years before quality health care coverage for all Americans becomes a reality. In the interim, mental health care must take its rightful place in the healthcare continuum. Statistics showing the remarkable prevalence of mental illness indicate that the mental health of our citizens can no longer be ignored or misrepresented. The consequences of ignoring this issue will result in financial and human cost infinitely greater than any cost associated with adoption of parity.

    ADDITIONAL RESOURCES:

    Mental Health Boards by County:
    Click here for a listing of County Mental Health Boards.

    If You Need Immediate Psychiatric Care:
    Click here for a Listing of Emergency/Crisis Centers in New Jersey.
    Click here for a Directory of Mental Health Services, New Jersey Department of Human Services.
     
    Information on Medicare/Medicaid:

    www.cms.hhs.gov/home/medicaid.asp

    National - Centers for Medicare and Medicaid Services
    7500 Security Boulevard
    Baltimore, MD 21244-1850
    Phone: 410-786-3000
    Toll-free: 877-267-2323
    TDD: 866-226-1819
    Internet: www.CMS.gov


    Local - Region 2: New York Regional Office

    Centers for Medicare and Medicaid Services
    26 Federal Plaza, 38th Floor
    New York, NY 10278-0063
    Phone: 212-616-2205
    Fax: 212-264-6189

    Aetna Healthcare 
    www.aetna.com

    Amerigroup
    www.amerigroup.com

    AmeriHealth
    www.amerihealth.com

    Cigna Healthcare - 800-433-5768
    www.cigna.com/

    Horizon Blue Cross Coverage Information:
    https://www.magellanprovider.com/MagellanProvider/do/LoadHome
    Click here for the Provider Directory.

    Oxford Behavioral Hotline: 800-201-6991 Mon-Fri between 8AM and 6PM

    United Healthcare - Members Only
    www.myuhc.com/

    WellCare
    www.wellcare.com

     
    Parity Information
    The parity law for New Jersey requires that every individual and group hospital service corporation contract that provides hospital or medical expense benefits and is delivered, issued, executed, or renewed shall provide coverage for biologically based mental illness under the same terms and conditions as provided for any other sickness Expanding mental health coverage in New Jersey

    Advance Directives

    Mental Health Advance Directives are a relatively new phenomenon in the mental health field. They are very similar to general medical advanced directives in the sense that they give the patient power in deciding treatment options. People in a psychiatric emergency might not be able to clearly communicate their treatment options and preferences. By completing an official advance directive (information on how to do this is below), patients can provide information such as medication preferences, restraint options, doctor and hospital preferences, and general information deemed important to that person and their treatment. To learn more about Advance Directives, please click on the following links. Please note the legal and state issues associated with Advance Directive when contemplating completing such a document. It is suggested that if you are currently in treatment for mental health you should ask for assistance with your mental health providers.

    https://www.nami.org/Advocacy/Policy-Priorities/Responding-to-Crises/Psychiatric-Advance-Directives

    Sample form and info on legality in New Jersey:
    https://www.state.nj.us/humanservices/dmhas/resources/mental/pad/

    Advance Directive Legislation:
    www.njleg.state.nj.us/2004/Bills/S2500/2369_R2.PDF [pdf 88k]

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