Mitigation Assistance Program

The New Jersey Department of Community Affairs (DCA), Division of Disaster Recovery and Mitigation is partnering with municipalities that have been impacted by severe repetitive flooding damage to elevate eligible residential properties, resulting in lower flood insurance premiums. Participating property owners may be eligible to receive a grant through the Mitigation Assistance Program that fully covers the cost of construction to elevate their property and supplements the dislocation during construction. 

The Federal Emergency Management Agency (FEMA) determines which residential properties are potentially eligible for the Mitigation Assistance Program based on repetitive flooding incidents in the past and risk of significant damage in future flood events.                 

The Division applied for funding from FEMA through its Flood Mitigation Assistance (FMA) initiative for home elevations in Fairfield Township, Essex County, and Lincoln Park, Morris County.

On February 24, 2021, the Division received a $5 million grant award from FEMA to move forward with elevating homes in Fairfield Township as part of the Division’s Mitigation Assistance Program. The residential homes in the program have repeatedly sustained severe flood damage and/or are located within a Special Flood Hazard Area in Fairfield Township. The Division of Disaster Recovery and Mitigation will now begin work on these home elevations, which will include engineering and architectural plans, survey and elevation certifications before and after construction, and all pertinent work to elevate the residential home’s lowest floor three feet above the Base Flood Elevation (BFE). The Division plans to begin the home elevation projects in Fairfield Township in 2021.

The Division will continue applying to FEMA in future FMA application cycles for funding in other communities that are experiencing repetitive flooding.

Municipalities that are interested in learning more about the program and eligible property owners who have questions may email or call (609) 292-3750.

2019 Fairfield Township FMA Application

VIEW PRESENTATION for more information about the Mitigation Assistance Program in Fairfield Township.
The presentation includes information about eligibility, benefits, program administration, estimated timeline for completing elevations, and next steps.

2020 Lincoln Park FMA Application

The Division of Disaster Recovery and Mitigation submitted an application in 2020 to FEMA for funding to elevate homes in Lincoln Park.

Residential property owners can CLICK HERE TO VIEW PRESENTATION.

View Mitigation Assistance Program FAQs regarding the Lincoln Park FMA Application.

Click below to view a recording of the Lincoln Park MAP Town Hall Meeting that the Division hosted virtually on September 29, 2020.