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Retired members are retirees of the State of New Jersey, Local Government, and Local Education.
Employers who participate in the State-administered Retirement Systems and Benefit Programs.
1.30.23 Please be advised that a number of retirees and/or spouses who receive the standard monthly Medicare Part B reimbursement in their pension check were reimbursed an extra $5.20 in their January payment. This overage will be deducted from the February pension payment, and the correct amount of $164.90 will be reimbursed going forward, beginning with the March pension payment. Because pension statements are generated when there is a change in the payment amount from the previous month, affected retirees should be aware that they will receive a pension statement for payments dated February and March due to this overpayment. We apologize for any confusion this may cause.
12.20.22 The pension loan interest rate for calendar year 2023 has been determined to be 10 percent per year on the declining balance of the loan. The administrative processing fee remains at $15.00 per loan. The interest rate is determined using the Prime Rate (7.5 percent) plus 2.5 percent. The administrative processing fee is set annually to fund costs associated with administering the pension loan program. For additional information, see the Pension Loans webpage.
11.30.22 Actuarial Experience Studies for Fiscal Year 2021 are now available.
10.14.22 Fiscal Year 2023 Local Employer Billing and FY 2022/2023 comparisons are now posted for the Public Employees' Retirement System and Police and Firemen's Retirement System. Find out more
10.11.22 The Police and Firemen's Retirement System of New Jersey (PFRSNJ) has issued a Request for Qualifications for the services of an Executive Search Firm to assist in the recruitment of a Chief Investment Officer. Please refer to this document for detailed information. Questions and Responses regarding this RFQ are now available.
9.22.22 Full Text Rate Renewal Reports for Plan Year 2023 for State Employees , Local Government Employees , Local Education Employees , and State/Local Employees and Retiree Dental Plans are now available.
9.19.22 Questions and concerns regarding the Police and Firemen’s Retirement System of New Jersey (PFRSNJ) election should be directed to Yes Elections by email: Help+PFRSNJ@election-america.com or by telephone: 1-866-384-9978.
The Member Benefits Online System (MBOS) gives registered users internet access to pension and health benefit account information and online applications. Some options include:
You may log on or register using the "Access my MBOS Account" section located at the top of every page.
Need to change your name or address? Report a death? Add a family member to your benefits? See the Life Events below to learn more.
If you fall into the following categories, a Change of Address form should be completed:
Active employees enrolled in the PERS, TPAF, PFRS, SPRS, or JRS should notify their Human Resources representative of their name or address change. The NJDPB does not retain addresses for these employees.
Active members and retirees can complete an Affidavit of Name Change form and submit it to the NJDPB along with required documentation.
To register or log on to MBOS, look for "Access myNewJersey" above.
When removing a dependent child from your coverage (for any reason) there may be a change in the amount deducted from your paycheck or retirement check (if self-paid) due to your coverage-level change.
If your spouse’s employment status changes (e.g., starts or leaves a job), you can enroll/disenroll him or her in your health plan. Proof of new coverage or proof of loss of coverage is required. There will be a change in the amount deducted from your paycheck or retirement check (if self-paid) due to your coverage-level change. Active Employees should submit an application and proof of coverage documentation to their Human Resources department. Retirees and COBRA recipients should submit an application and proof of coverage documentation to the NJDPB.
If you divorce or dissolve your civil union or domestic partnership, you must remove your former spouse or partner from your health plan when the event occurs. There will be a change in the amount deducted from your paycheck or retirement check (if self-paid) due to your coverage-level change.
Leave of Absence: Taking a Leave of Absence without pay for illness or family leave can have an impact your service credit, retirement, and health benefits coverage. Upon returning to employment from a leave of absence, you may be eligible to purchase service credit .
PERS, TPAF, and PFRS members are eligible to purchase service credit for official leaves of absence without pay.
Disability: If you have general questions regarding temporary or permanent disability benefits, you must contact your employer’s human resources representative or benefits administrator.
Workers' Compensation can impact pension contributions, life insurance, and health benefits.
The NJDPB should be notified of the death of an employee or retiree as soon as possible. Beneficiaries of pension and/or life insurance payments and surviving spouse/partner/dependents on the member's health insurance coverage will be notified by mail. Required forms and documentation should be returned to the NJDBP immediately in order to process payments and/or provide insurance.
Death of Spouse/Partner/Dependent: If your spouse/partner or dependent child passes away, he or she must be removed from your health plan. There may be a change in the amount deducted from your paycheck or retirement check (if self-paid) due to the coverage-level change.
Pension Boards and Health Benefits Commission Information
Employer Pensions and Health Benefits Training
The NJDPB presents employer training for Certifying Officers and other personnel responsible for the administration of pensions and benefits at employing locations. All training is designed to include recent changes to administrative rules, State and federal laws.
The Division of Pensions & Benefits’ seminars and webinars help members of the PERS, TPAF, PFRS, or DCRP understand their benefits on a variety of topics – in addition to planning for retirement. Seminars are live classroom sessions provided at locations across the State. Webinars are live, interactive web presentations hosted by GoToMeeting. Both seminars and webinars conclude with a brief Q&A period.
For inclement weather cancellations, call 609-292-6649.
The Division of Pensions & Benefits has all financial reports available on our Financial Reports page.
More videos are available to view in our Video Library
Retirement Types, Eligibility & Calculations
Retired Benefitsolver Guide
Solving MBOS Login Issues Part 1