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Division of Pensions & Benefits

Welcome to the N.J. Division of Pensions & Benefits

Our mission is to provide quality benefits and services to meet the needs of our clients. Learn More

Active Employees

Active Employees

Active Employees are employees of the State of New Jersey, Local Government, and Local Education.

Retirees

Retired Employees

Retired members are retirees of the State of New Jersey, Local Government, and Local Education.

Employers

Active Employees

Employers who participate in the State-administered Retirement Systems and Benefit Programs.


3.18.24 A special Open Enrollment period will take place from April 1, 2024, through April 30, 2024, to allow active employees enrolled in the SHBP or SEHBP the option of switching from their current Horizon plan to a new Aetna plan. The new Aetna medical plan options will have the same plan design and rates as the current Plan Year 2024 Horizon plans, which will remain unchanged. Please see our active Health Benefits pages for more information regarding plan design, summaries, comparisons, and rates for all of the Aetna and Horizon medical plan options.

3.1.24 SHBP/SEHBP members enrolled in Livongo programs – Beginning June 30, 2024, the contract between the SHBP/SEHBP and Livongo by Teladoc Health will be terminated. The final day for new enrollments in any of the Livongo programs was February 29, 2024; however, active, eligible members will remain enrolled through June 30, 2024. For detailed information, please log into your mynjbenefitshub account, navigate to the Benefits Information menu, and click on Health Support within the Additional Benefits section

3.1.24 SHBP/SEHBP members – March is National Kidney Month. Learn about reducing your risk of developing Chronic Kidney Disease and important ways to keep your kidneys healthy.

2.9.24 The SHBP/SEHBP has partnered with SSDC Services Corporation to provide eligible non-Medicare retirees with Social Security Disability (SSDI) benefits and Medicare coordination services. Learn more .

12.15.23 The pension loan interest rate for calendar year 2024 has been set by the New Jersey State Treasurer at 11 percent per annum on the declining balance of the loan. The administrative processing fee remains at $15.00 per loan. The interest rate is determined using the Prime Rate (8.5 percent) plus 2.5 percent. The administrative processing fee is set annually and is based on the actual costs associated with administering the pension loan program. For additional information, see Pension Loans.

11.16.2023 Aetna has reached a new agreement, effective December 1, 2023, with South Jersey Radiology Associates, Larchmont Imaging Associates, and Radiology Associates of Burlington County.

11.1.2023 Fiscal Year 2024 Local Employer Billing and FY 2023/2024 Comparisons are now posted for the Public Employees' Retirement System and the Police and Firemen's Retirement System. Find out more.

MBOS Snapshot:

The Member Benefits Online System (MBOS) gives registered users internet access to pension and health benefit account information and online applications. Some options include:

  • Retrieving your Personal Benefits Statement
  • Designating a Beneficiary
  • Getting a Pension Loan
  • Applying for Withdrawal
  • Applying for Retirement
  • Retrieving your letters and statements

You may log on or register using the "Access my MBOS Account" section located at the top of every page.

Need to change your name or address? Report a death? Add a family member to your benefits? See the Life Events below to learn more.

Address Change

Active Members

The NJDPB does not retain address information for active employees. If you request a letter or statement, you will be required to provide your current address at that time.

Members of ABP, DCRP, and SACT should use an ABP/DCRP/SACT Change of Address Form

Retired Members

Retired members may use MBOS to change their address, or may submit a Retiree Change of Address form.

Active and Retired Members Enrolled in the SHBP/SEHBP should log into Benefitsolver to make address updates.

Name Change

Active members and retirees can complete an Affidavit of Name and/or Gender Change form and submit it to the NJDPB along with required documentation.

Active Employees

  • It is your responsibility to add a dependent to your health plan coverage within 60 days of the qualifying event. Active members of the SHBP/SEHBP must complete a Life Event change on Benefitsolver and upload Proof of Dependency documentation. If you miss the deadline, you will have to wait until the annual open enrollment period to add your dependent to your plan. There may be a change in the amount deducted from your pay due to your coverage-level change.
  • Employees can easily review and change life insurance/pension beneficiary designations online using MBOS. Look for "Access MBOS" above.
  • State Active Employees Only: Add your spouse/partner or dependent to your Tax$ave Medical Flexible Spending Account and/or Tax$ave Dependent Care Flexible Spending Account.

Retirees

  • It is your responsibility to add a dependent to your health plan coverage. You must enroll your child within 60 days of the date of the qualifying event. Retired members of the SHBP/SEHBP must complete a Life Event change on Benefitsolver and upload Proof of Dependency documentation. If you miss the deadline, your dependent will be enrolled on the first of the month following a 60-day waiting period. There may be a change in the amount deducted from your retirement allowance (if self-paid) due to your coverage-level change.
  • Retirees can easily review life insurance/pension beneficiary designations online using MBOS.

To register or log on to MBOS, look for "Access MBOS" above.

When removing a dependent child from your coverage (for any reason) there may be a change in the amount deducted from your paycheck or retirement check (if self-paid) due to your coverage-level change.

  • Members of the SHBP/SEHBP must complete a Life Event change on Benefitsolver to remove a dependent child.
  • Dependent children's coverage will be terminated automatically at the end of the year in which they turn age 26. It is your responsibility to apply for continued coverage under Chapter 375 or COBRA for the dependent child, if desired.
  • A child who has reached age 26 and is disabled due to a mental or physical disability and dependent upon you for support can remain covered as a dependent if the child's disabled status is approved.
  • A child who has reached age 26 and a COBRA recipient may continue coverage under COBRA for a period of 36 months.

If your spouse’s employment status changes (e.g., starts or leaves a job), you can enroll/disenroll them in your health plan. Proof of new coverage or proof of loss of coverage is required. There will be a change in the amount deducted from your paycheck or retirement check (if self-paid) due to your coverage-level change. Members of the SHBP/SEHBP must complete a Life Event change on Benefitsolver to add or remove a dependent spouse/partner.

If you divorce or dissolve your civil union or domestic partnership, you must remove your former spouse or partner from your health plan when the event occurs. There will be a change in the amount deducted from your paycheck or retirement check (if self-paid) due to your coverage-level change.

Members of the SHBP/SEHBP must complete a Life Event change on Benefitsolver to add or remove a dependent spouse/partner.

Other Considerations:

Leave of Absence: Taking a Leave of Absence without pay for illness or family leave can have an impact your service credit, retirement, and health benefits coverage. Upon returning to employment from a leave of absence, you may be eligible to purchase service credit .

PERS, TPAF, and PFRS members are eligible to purchase service credit for official leaves of absence without pay.

Disability: If you have general questions regarding temporary or permanent disability benefits, you must contact your employer’s human resources representative or benefits administrator.

Workers' Compensation can impact pension contributions, life insurance, and health benefits.

Other considerations:

Active Employees

  • It is your responsibility to add a new spouse/partner to your health plan coverage within 60 days of the date of marriage or partnership. Active members of the SHBP/SEHBP must complete a Life Event change on Benefitsolver to add or remove a dependent spouse/partner. If you miss the deadline, you will have to wait until the annual open enrollment period to add your partner to your plan. There will be a change in the amount deducted from your paycheck due to your coverage-level change.
  • Employees can easily review and change life insurance/pension beneficiary designations online using MBOS. Look for "Access MBOS" above.
  • State Active Employees Only: Enroll your spouse/partner in your Tax$ave Medical Flexible Spending Account.

Retirees

  • It is your responsibility to add a new spouse/partner to your health plan coverage within 60 days of the date of marriage or partnership. Retired members of the SHBP/SEHBP must complete a Life Event change on Benefitsolver to add or remove a dependent spouse/partner. If you miss the deadline, your spouse/partner will be enrolled on the first of the month following a 60-day waiting period. There may be a change in the amount deducted from your retirement check (if self-paid) due to your coverage-level change.
  • Retirees can easily review and change their tax withholdings and life insurance/pension beneficiary designations online using MBOS. To register or log on to MBOS, look for "Access MBOS" above.

The NJDPB should be notified of the death of an employee or retiree as soon as possible. Beneficiaries of pension and/or life insurance payments and surviving spouse/partner/dependents on the member's health insurance coverage will be notified by mail. Required forms and documentation should be returned to the NJDBP immediately in order to process payments and/or provide insurance.

Death of Spouse/Partner/Dependent: If your spouse/partner or dependent child passes away, he or she must be removed from your health plan. There may be a change in the amount deducted from your paycheck or retirement check (if self-paid) due to the coverage-level change.

Members of the SHBP/SEHBP must complete a Life Event change on Benefitsolver to remove a dependent.

Other Considerations:

  • Review your life insurance and pension beneficiary designations via MBOS and make changes as necessary.
  • State Active Employees Only: Disenroll your spouse/partner/dependent from your Tax$ave Medical Flexible Spending Account or Dependent Care Spending Account.

Pension Boards and Health Benefits Commission Information

Employer Pensions and Health Benefits Training

The NJDPB presents employer training for Certifying Officers and other personnel responsible for the administration of pensions and benefits at employing locations. All training is designed to include recent changes to administrative rules, State and federal laws.

  • See the Webinar Schedule for all available employer training topics and dates, then register online.

The Division of Pensions & Benefits offers a schedule of webinars to help members of the PERS, TPAF, PFRS, or DCRP understand their benefits on a variety of topics – in addition to planning for retirement. These webinars are live, interactive web presentations hosted by GoToMeeting that conclude with a brief Q&A period.

For inclement weather cancellations, call 609-292-6649.

The Division of Pensions & Benefits has all financial reports available on our Financial Reports page.

Videos

More videos are available to view in our Video Library

Retirement Types, Eligibility & Calculations

Retired Benefitsolver Guide

Solving MBOS Login Issues Part 1


Last Updated: Monday, 03/18/24