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Governor Phil Murphy • Lt. Governor Tahesha Way

Division of Pensions & Benefits

COBRA

Retirees or their dependents covered by the SHBP or SEHBP who lose coverage may be able to continue health benefits coverage under COBRA. COBRA is not a separate health program; it is a continuation of SHBP or SEHBP coverage under the federal law. See the COBRA – Continuation of Health Benefits Fact Sheet to learn more. The length of COBRA coverage depends on the COBRA “qualifying event,” (the reason you are offered coverage).

Qualifying Events
  • Divorce or end of partnership;
  • Dependent child turns age 26;
  • or Death of the employee or retiree.

See the COBRA – Continuation of Health Benefits Fact Sheet to learn more.

The Cost of COBRA

COBRA retiree medical & prescription plan rates for Plan Year 2025

Note: COBRA dental coverage is not available for retirees.

Applying for COBRA Coverage

If a COBRA-qualifying event occurs:

  • Retirees MUST submit COBRA applications online using Benefitsolver. Navigate to mynjbenefitshub, or you may log in through myNewJersey.

Note: Businessolver is the administrator of COBRA and will bill you directly.

Videos

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Retired Benefitsolver Guide

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Last Updated: Thursday, 02/13/25