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Applications are processed in the order in which they are received. However, if your application does not contain all the required information, it will take longer to process. It is important that you answer every question on your portion of the application. You also must have your medical provider submit their information as soon as possible to have your application processed and any benefits paid promptly.

We start paying benefits on the eighth consecutive day of your disability, due to a seven-day period called the waiting week. You will receive benefits for that week only if your disability continues for three or more consecutive weeks and you have not been paid by your employer.

1. First, we calculate your average weekly wage. We do this by dividing your base year earnings by the number of base weeks.  In 2025, a "base week" is any week you earn $303 or more.
2. Now, we can determine your weekly benefit rate. Claimants are paid 85% of their average weekly wage, up to the maximum weekly benefit rate set for that calendar year.

   In 2024, the maximum weekly benefit rate is $1,055 per week.

   In 2025, the maximum weekly benefit rate is $1,081 per week. 

   For example, let’s say Steve's first day of disability is Friday, March 7, 2025. To see how much he would receive weekly on Temporary Disability Insurance, we look at his reported wages for the first four of the last five completed quarters: 

   Previous Completed Quarters	Timeframe Covered	Total Earnings	Number of Base Weeks
   Quarter 5	10/1/24 - 12/31/24	$5,500	13 base weeks
   Quarter 4	7/1/24 - 9/30/24	$5,000	12 base weeks
   Quarter 3	4/1/24 - 6/30/24	$5,000	12 base weeks
   Quarter 2	1/1/24 - 3/31/24	$4,000	10 base weeks
   Quarter 1	10/1/23 - 12/31/23	$4,200	11 base weeks

   
   Quarters 1 through 4 are the regular base year and the timeframe used to calculate his benefits.

   Total base year earnings: $18,200 which we divide by 45 (the number of base weeks)

   This gives us an average weekly wage of $404.

   Steve’s weekly benefit rate is 85 % of his average weekly wage: $343.

You can work part-time while receiving TDI benefits, but you need your employer's permission. This arrangement is possible if you work a few hours a day or a few days a week as you transition back to work at your full schedule. It only applies to the last employer you worked for before your disability. 

Here's how it works: 

• Eligibility:  You must be receiving full Temporary Disability Benefits for at least 7 days in a row before you can receive partial benefits. This doesn't include the waiting week. To receive partial benefits, you can’t return to work for more than 14 days in a row.   
• Benefit Calculation: You will receive partial benefits. The hours you work will be deducted from your weekly benefit rate. You must provide your work schedule to NJDOL.
• Duration: You can receive partial benefits for up to 8 weeks. With medical approval, this can be extended to a maximum of 12 weeks.
• Employer's Decision: If your employer does not allow you to work part-time, you can continue to receive full benefits for as long as your medical provider certifies. 
• How to receive partial benefits: After completing your initial application, complete the C05 form we mail  Fill in your return to work date in the field provided. Next to the “return to work date” field, write down that you are returning to work part-time. We will contact you to get more details.

You can change your address online by clicking here, or you can let us know in writing by mail or fax. Be sure to include your full name, your old address, your new address, your Social Security number, and sign and date the letter. Fax it to 609-984-4138, or mail to: Division of Temporary Disability Insurance P.O. Box 387, Trenton, NJ 08625-0387. Our customer service agents cannot accept address changes over the phone.

If you filed online, you can access some forms online by clicking here and logging in to your account. For everything else, call us at 609-292-7060 so our computer system can generate a new form to be sent to you.

You must be under the care of a medical provider within 10 days of the date you first became disabled. After this initial treatment, there is no set requirement for how often you must see your medical provider. However, in order to keep receiving benefits, we may ask for proof from your doctor that you are still unable to work and under continuous medical care. We will send you a form in the mail (P-30, Request to Claimant For Continued Claim Information) with instructions on how to submit this information to us.

If you recovered or returned to work, let us know right away. If you received a P30 - Request to Claimant for Continued Claim Information form you can do so online. Otherwise send the C05 - Notice to Claimant of Receipt of Claim form you received when your claim was filed, to us at: Division of Temporary Disability Insurance P.O. Box 387, Trenton, NJ 08625-0387. You may also notify us by phone by calling 609-292-7060. 

In the unfortunate event that the person who applied for Temporary Disability has passed away we will send a form P40 "Instructions for Claiming Benefits Due to a Deceased Person" to the address on file.  It explains how that person’s estate can claim any benefits to which it may be entitled. 

What do I do with this form?

We need notarized copies of the following documents to issue benefits to an estate:

• the claimant’s death certificate, and
• an affidavit issued by the Surrogate of the county in which the claimant resided, and
• the signed affidavit (Form P40) provided by this agency.

Send these notarized documents and the completed Instructions for Claiming Benefits Due to a Deceased Person (P40) form you received to: Division of Temporary Disability Insurance, PO Box 387, Trenton, NJ 08625-0387.

We send you forms in case you need to update any of your information, provide medical proof to continue receiving benefits, or let us know you recovered and returned to work. For more information about specific forms, see our Form Lookup page.

The decision you receive in the mail comes with a written statement explaining your appeal rights. For more information, see Appeals.

This exam is a routine procedure to make sure benefits are paid properly. It does not affect the relationship between you and your doctor. There is no charge to you for the exam and the results will be kept confidential. You will be referred to a doctor located as close as possible to your home. Failure to keep the appointment could cause your benefit payments to be stopped.

Temporary Disability Insurance benefits are considered taxable income for purposes of both the federal income tax and FICA (Social Security). Federal income tax will not be withheld from your benefit payment each week unless you request it when you file, or submit IRS form W-4S to us (for state plan claims) or your employer (for private plan claims). Your share of FICA and medicare is automatically deducted from state plan benefit payments. Garnishments and any refunds owed from a previous disability or family leave claim will also be withheld from your benefit payments. 

The amount of your benefits that is taxable will be reported to your employer in January of the year following the receipt of your benefits. Your employer will include that information on your W-2 annual earnings statement. The amount of your benefits that is taxable will be reported to your employer in January of the year following the receipt of your benefits. Your employer will include that information on your W-2 annual earnings statement, often listed as "third party sick pay" or "other wages." Keep in mind, benefits are federally taxable during the year that payments are issued, which may not always match up with when your leave occurred. 

If your Temporary Disability benefits are not reported on your W-2, contact your employer directly to have it corrected. If needed, let your employer know they can download their year-end tax statement here. For additional information on incorrect W-2s, go to: Internal Revenue Service (IRS).

If you have received your maximum benefit amount but are still unable to return to work, click here to see other programs that may be of assistance to you.

Eligibility for Temporary Disability Insurance benefits due to pregnancy is determined in the same way as any other disability. You must meet the wage requirements, and your physician must certify that you are disabled and unable to work due to your pregnancy. For more information, see our Maternity Coverage page.

If planning ahead, you may start your online application up to 60 days in advance. To avoid deletion of your draft application: (1) within 14 days of starting the application, provide all information and confirm your claim; then (2) within 14 days of starting your leave, certify and file your claim. If applying after disability period begins, you have 30 days from your first day of disability to file your application. 

Benefits are usually payable up to four weeks before the expected date of delivery, and six to eight weeks after you give birth, depending on how you delivered. If your doctor certifies that complications exist more than four weeks before your expected delivery date or longer than eight weeks after the birth, benefits may be payable for a longer period.

If you are physically able to do your job, but you are exposed to environmental risks at the worksite (for example, X-rays, radiation, or chemicals) Temporary Disability Insurance benefits are not payable because you are not disabled. In this situation, you may qualify for Unemployment Insurance benefits.

To receive Temporary Disability Insurance benefits, you must be disabled. However, you may be able to apply for Family Leave Insurance benefits.

The New Jersey Temporary Disability Insurance Law does not require an employer to hold a job for someone who is receiving Temporary Disability Insurance benefits. However, you may have job protection rights under the federal Family and Medical Leave Act (FMLA).