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Governor Phil Murphy • Lt. Governor Tahesha Way

Division of Taxation

Property Tax Relief Programs

Senior/Social Security Disability Recipient (Homeowners, Renters, and Mobile Home Owners)

New in 2025 — Single Combined Application: We have made it easier for seniors and those receiving Social Security Disability in New Jersey to apply for Property Tax Relief with a new, simplified process. Our goal is to make the filing experience more straightforward and efficient. We have a single combined application for the Senior Freeze (Property Tax Reimbursement), ANCHOR, and Stay NJ programs for residents 65 and over, or those collecting Social Security Disability Benefits. We will determine your eligibility for you and send a letter with the specific benefits you qualify for.

We have finished mailing application booklets (Form PAS-1). We will not automatically file the PAS-1 for taxpayers 65 or older, or those receiving Social Security Disability. You must file the PAS-1 application on your own — online or by paper. Printable applications are available. This includes senior taxpayers who may only qualify for the ANCHOR program.

Filing Deadline: The deadline to file is October 31, 2025.

The online application requires identity verification through ID.me.
Have one of the following ready: driver's license, state ID, passport card, or passport. Additional documentation may be required. If so, you will need either two primary documents or one primary and two secondary documents from the provided list. We recommend you prepare these in advance.

You may also need:

  • Property details from your Tax Collector's office or property tax bill for 2023 and 2024.
  • Gross income reported on your 2023 and 2024 NJ-1040.

Auto-File
Eligible New Jersey homeowners and renters under 65 and not collecting Social Security disability benefits may have their ANCHOR applications automatically filed when online filing becomes available in Summer 2025. If you do not receive an Auto-File Confirmation Letter, you will have the opportunity to file an Application for Property Tax Relief on your own.

If you answered "Yes" at line 5a of the PAS-1 form, you must complete Schedule III. You must complete the schedule even if you did not move out of this property (your main home) before December 31, 2024.

Schedule III of the PAS-1 booklets that are being mailed to applicants incorrectly indicates that you should only complete the schedule if you moved before December 31.

  • Senior Freeze payments are issued on a payment schedule, depending on when you apply. The earliest payment will be issued July 15, 2025.
  • ANCHOR payments will start September 15 and continue on a rolling basis, with most applicants receiving payment within 90 days, unless additional information is required.
  • Stay NJ payments will be made quarterly beginning in 2026, with payments scheduled for February, May, August, and November. February and May payments are subject to the Fiscal Year 2026 State Budget, and August and November payments are subject to the Fiscal Year 2027 State Budget.

We will determine your eligibility for you and send a letter with the specific benefits you qualify for. The earlier you file, the sooner you will start receiving benefits.

Eligibility requirements, including income limits, and benefits available for all property tax relief programs are subject to change by the State Budget.

Senior Freeze
(Property Tax Reimbursement)

ANCHOR Program

Stay NJ Property Tax Credit Program

Property Tax Credit

Deductions, Exemptions, and Abatements

Public Events

FAQs

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Last Updated: Monday, 05/12/25